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dubkitty wrote:

jfrey wrote:First official band practice with the new drummer this Saturday.

that was quick!

Yeah man. I don't know what the deal is. I spent like over 6 months looking for a drummer without a single response, and now I'm like regularly hearing from people.

In other news,

http://content.usatoday.com/communities ... -xtsq592bE

My wife and I found out we are having a girl!!!!!!!!!! WOOOOOOOOOOOOOOHHHHHHHHHHHOOOOOOOOOOOOOOOOOOHHHHHHHHHHHHHHHH! I don't know if I told any of you guys that my wife is pregnant. lol. But this is #3! #3 girls!! HOLY FUCK! I'm going to have my hands full when they are teens!!!!! AHHHHHHHHHHHHHH!!! I can't wait though guys.


God it's so weird. The older I get, the more important family becomes to me. Not just my immediate family either. I mean family as a whole. I cherish and value them so much. I wish my stupid bothers and sisters felt the same way.

Plus I'm going to be 30 next week! Mini milestone time baby! YEAH! Life is good. Money is tight but I still couldn't be more blessed!

jwar wrote:My wife and I found out we are having a girl!!!!!!!!!! WOOOOOOOOOOOOOOHHHHHHHHHHHOOOOOOOOOOOOOOOOOOHHHHHHHHHHHHHHHH! I don't know if I told any of you guys that my wife is pregnant. lol. But this is #3! #3 girls!! HOLY FUCK! I'm going to have my hands full when they are teens!!!!! AHHHHHHHHHHHHHH!!! I can't wait though guys.


God it's so weird. The older I get, the more important family becomes to me. Not just my immediate family either. I mean family as a whole. I cherish and value them so much. I wish my stupid bothers and sisters felt the same way.

Plus I'm going to be 30 next week! Mini milestone time baby! YEAH! Life is good. Money is tight but I still couldn't be more blessed!

Congrats man.

NSFW'd because this ^ is more important.

Congrats, jwar!

One of my friend's roommates needs me to watch his guinea pigs while they move, because they aren't supposed to have them in their apartment, so I get to play with guinea pigs for a week or two

now that i'm OLD and shit, i wish i'd had kids. but none of my relationships ever lasted long enough to raise them, and being a single father with an ex that hated me would really have been sad for everybody. also, i was afraid i'd recapitulate my parent's dysfunctionality, and i didn't want a kid to have to go through that.

jfrey wrote:

jwar wrote:My wife and I found out we are having a girl!!!!!!!!!! WOOOOOOOOOOOOOOHHHHHHHHHHHOOOOOOOOOOOOOOOOOOHHHHHHHHHHHHHHHH! I don't know if I told any of you guys that my wife is pregnant. lol. But this is #3! #3 girls!! HOLY FUCK! I'm going to have my hands full when they are teens!!!!! AHHHHHHHHHHHHHH!!! I can't wait though guys.


God it's so weird. The older I get, the more important family becomes to me. Not just my immediate family either. I mean family as a whole. I cherish and value them so much. I wish my stupid bothers and sisters felt the same way.

Plus I'm going to be 30 next week! Mini milestone time baby! YEAH! Life is good. Money is tight but I still couldn't be more blessed!

Congrats man.

NSFW'd because this ^ is more important.

NSFW: show

snipelfritz wrote:In other news,

http://content.usatoday.com/communities ... -xtsq592bE

Can't stand this nonsense. This bit: "the requirement that most Americans buy health insurance or pay a fine". Insurance is costing me a fortune, and I have literally never used it except when I've been required to have a physical. I know there's the whole "But what if something bad did happen?" I'm fine with taking that risk. Shit happens.

I for one am actually thankful for once about health insurance. My dad has cancer. That shit is INSANELY expensive to treat. If he did not have insurance he'd either A)be broke forever or B)be dead because he couldn't pay for the treatments. I am in charge of his financials and business while he's sick and recently I received and EOB that said the cost of some of his treatments. 98k. Ninety Eight Thousand Dollars. Without insurance he would have had to pay all of that. Because he has insurance he only had to pay like 2k of it to meet his deductible. So thank God for that.

I hate insurance as well and agree that it's a waste most of the time. But man those "oh shit" moments can destroy your life. Literally.

The only thing I don't like is that it's being forced. You pay for insurance, or you pay a fine for not having it. If I wanted to not have insurance, it would be so I could save the money. To be honest chances are, even if I had a real choice in the matter, I'd still have health insurance. I prefer to have the choice though.

I feel that if you're an employer of people, and you cannot afford to pay for insurance for those people, you shouldn't hire people.

Dr. Sherman Sticks M.D. wrote:also, sweet avatar btw

Just read up on the page, thanks man. It took me about 3 hours to make it.

jfrey wrote:The only thing I don't like is that it's being forced. You pay for insurance, or you pay a fine for not having it. If I wanted to not have insurance, it would be so I could save the money. To be honest chances are, even if I had a real choice in the matter, I'd still have health insurance. I prefer to have the choice though.

The problem with what you're saying though jfrey (the argument "I want to have the choice to not have insurance and take the risk that if something really really bad happened, that I'd be stuck with a fucking huge bill") is that it is not what actually happens. The reality is that what is really happening is that most people who don't have insurance and something really really bad happens end up not paying for it at all, and the hospitals still have to provide the care, and then the cost of that care gets spread around to everyone else that IS paying for health insurance. Paying for the health care of the uninsured is a large upward pressure on insurance premiums. Because no one can predict the catastrophic happenings, and when they do happen, hospitals are forced to care for it whether anyone pays for it or not. Forcing everyone to get insurance or pay a tax is the only way to resolve that that pressure. That is the reasoning behind the individual mandate.

bigchiefbc wrote:

jfrey wrote:The only thing I don't like is that it's being forced. You pay for insurance, or you pay a fine for not having it. If I wanted to not have insurance, it would be so I could save the money. To be honest chances are, even if I had a real choice in the matter, I'd still have health insurance. I prefer to have the choice though.

The problem with what you're saying though jfrey (the argument "I want to have the choice to not have insurance and take the risk that if something really really bad happened, that I'd be stuck with a fucking huge bill") is that it is not what actually happens. The reality is that what is really happening is that most people who don't have insurance and something really really bad happens end up not paying for it at all, and the hospitals still have to provide the care, and then the cost of that care gets spread around to everyone else that IS paying for health insurance. Paying for the health care of the uninsured is a large upward pressure on insurance premiums. Because no one can predict the catastrophic happenings, and when they do happen, hospitals are forced to care for it whether anyone pays for it or not. Forcing everyone to get insurance or pay a tax is the only way to resolve that that pressure. That is the reasoning behind the individual mandate.

I get the idea, I just think that this is an unethical solution - so I don't think it should even be considered as an option.

jfrey wrote:

bigchiefbc wrote:

jfrey wrote:The only thing I don't like is that it's being forced. You pay for insurance, or you pay a fine for not having it. If I wanted to not have insurance, it would be so I could save the money. To be honest chances are, even if I had a real choice in the matter, I'd still have health insurance. I prefer to have the choice though.

The problem with what you're saying though jfrey (the argument "I want to have the choice to not have insurance and take the risk that if something really really bad happened, that I'd be stuck with a fucking huge bill") is that it is not what actually happens. The reality is that what is really happening is that most people who don't have insurance and something really really bad happens end up not paying for it at all, and the hospitals still have to provide the care, and then the cost of that care gets spread around to everyone else that IS paying for health insurance. Paying for the health care of the uninsured is a large upward pressure on insurance premiums. Because no one can predict the catastrophic happenings, and when they do happen, hospitals are forced to care for it whether anyone pays for it or not. Forcing everyone to get insurance or pay a tax is the only way to resolve that that pressure. That is the reasoning behind the individual mandate.

I get the idea, I just think that this is an unethical solution - so I don't think it should even be considered as an option.

I understand. I'm just saying that the only other way that we could allow your option (just go without insurance, and if shit happens, well then that's my problem) would only work if we didn't force hospitals to care for people who couldn't pay, which I think would definitely be an unethical solution as well.

bigchiefbc wrote:

jfrey wrote:

bigchiefbc wrote:

jfrey wrote:The only thing I don't like is that it's being forced. You pay for insurance, or you pay a fine for not having it. If I wanted to not have insurance, it would be so I could save the money. To be honest chances are, even if I had a real choice in the matter, I'd still have health insurance. I prefer to have the choice though.

The problem with what you're saying though jfrey (the argument "I want to have the choice to not have insurance and take the risk that if something really really bad happened, that I'd be stuck with a fucking huge bill") is that it is not what actually happens. The reality is that what is really happening is that most people who don't have insurance and something really really bad happens end up not paying for it at all, and the hospitals still have to provide the care, and then the cost of that care gets spread around to everyone else that IS paying for health insurance. Paying for the health care of the uninsured is a large upward pressure on insurance premiums. Because no one can predict the catastrophic happenings, and when they do happen, hospitals are forced to care for it whether anyone pays for it or not. Forcing everyone to get insurance or pay a tax is the only way to resolve that that pressure. That is the reasoning behind the individual mandate.

I get the idea, I just think that this is an unethical solution - so I don't think it should even be considered as an option.

I understand. I'm just saying that the only other way that we could allow your option (just go without insurance, and if shit happens, well then that's my problem) would only work if we didn't force hospitals to care for people who couldn't pay, which I think would definitely be an unethical solution as well.

I'm not sure it would be. However, setting that aside, that just means we need to come up with a different solution. We shouldn't stop on a bad solution just because it's not as bad as the other apparent solution.

jfrey wrote:

bigchiefbc wrote:I understand. I'm just saying that the only other way that we could allow your option (just go without insurance, and if shit happens, well then that's my problem) would only work if we didn't force hospitals to care for people who couldn't pay, which I think would definitely be an unethical solution as well.

I'm not sure it would be. However, setting that aside, that just means we need to come up with a different solution. We shouldn't stop on a bad solution just because it's not as bad as the other apparent solution.

Fair enough, we can disagree on that one. I agree it's a bad solution, I wanted single-payer. But the Republicans were never going to go for single-payer, it's better than the status-quo-ante, and we shouldn't let the perfect be the enemy of the less-bad.

EDIT:: Actually, let me clarify. I don't want true single-payer. I want basic universal coverage with the ability for people to pay for more/better care if they want it.